Pet care can be very expensive. of ASPCA It reports that pet owners can expect to pay about $1,400 a year for dog care and $1,150 for cats — and that’s on average.
One of the biggest expenses for pet owners is medical care. Routine care such as vaccinations and preventative medications are not cheap, and if your pet is seriously ill or injured, a visit to the vet can cost you thousands.
Thank you Pet insurance It can help with these costs. Depending on your policy, it can pay up to 90% of your pet’s medical bills, which it does. Good value.
It depends on how much you pay for pet insurance Various reasonsincluding your pet’s age, medical history and your location. But one thing that many owners may realize is that one of these factors is whether your pet is a purebred or a mixed breed. While there is some prestige that comes with purebred pets, mixes offer their own benefits, including lower pet insurance premiums.
Find out how much coverage you can get for your pet with a free quote.
Why pet insurance is cheaper for mixed breeds
Some are domestic animals More expensive to insure than others. and between Very cheap dog And Cat species To confirm that they are mixed species. This is the reason.
They are genetically different.
Mixed-breed pets have parents of different breeds, giving them a larger gene pool and making them more susceptible to breed-specific health problems.
For example, brachycephalic dogs (with short noses) such as pugs are prone to breathing problems. A purebred pug is more likely to develop these hereditary risks than a pug mixed with other breeds.
In addition, purebreds as a population are at high risk for conditions such as cancer. For example, a survey conducted by a pet insurance provider Nationally We found that owners of purebred dogs were 1.9 times more likely to file a cancer claim than mixed breed owners.
Because mixed breeds are less likely to develop serious health conditions, insurers are less likely to pay out on claims for them. This will be reflected in lower insurance premiums for you.
They are a more diverse group.
Purebred pets must conform to certain physical and behavioral characteristics specified by the American Kennel Club or the Cat Fancier’s Association. This leads to standardization that makes it easier for pet insurance providers to determine the likelihood that a particular healthy animal will need expensive medical treatment.
Because hybrids can have any species in their breed, they differ in size, behavior and health. This makes them statistically unpredictable, making it difficult for insurance companies to calculate how risky they are to insure. Insurance premiums for these pets tend to be lower because you can’t say for sure how much expensive treatment a mixed-breed animal will need.
Get a free pet insurance quote to find out how much you could save.
Innocent seeds may not be germinated or germinated.
Although there are many mixed breeds that are not bred and distributed, there is often more pressure on purebred owners to “not touch” their pets. Purebreds can be very eager to breed, and some dog owners feel that their pets have a better chance of success if they are not spayed or neutered.
But spaying and neutering not only helps control pet populations, but also provides many health benefits to pets. As of 2011 ASPCASpayed and neutered pets are less prone to certain types of cancer and are better behaved than those that are not spayed or neutered.
Untamed pets, for example, are more likely to wander away from home in search of mates and are more likely to be injured by traffic and other hazards. They are also more prone to aggressive behavior that can lead to fights and injuries. This higher risk leads to higher premiums.
Bottom line
There is much to love about mixed breed pets. Each of them is a truly unique creation with an unlimited combination of looks and personalities. The possibilities are endless, making it easy to find the perfect fur companion for your life. And, thanks to their overall health and variety of features, they’re also less expensive to insure.
But getting a mixed breed is only one Ways to save on pet insurance. To further reduce your costs, shop around, compare quotes Many suppliers And look inside Discounts. By taking a multi-pronged approach, you can maximize your savings by getting affordable coverage for your pet.