These pet insurance companies cover the medical needs of pets

If you have a dog, cat, or other furry creature, chances are good that they are an important part of the family. Pet owners love their animals and want to keep them healthy for many years, and the best pet insurance policies make this possible. If you want to ensure a long and happy pet life, try these pet insurance companies.

Although pet insurance can provide peace of mind for some pet owners, it can be easier to have a pet-specific savings account designated for veterinary bills and emergency injuries or illnesses. Additionally, having your pet insured can help you avoid making the difficult decision of whether or not you can afford veterinary care.

Often, pet insurance does not cover expected expenses such as annual vet visits, vaccinations and diagnostic tests unless you choose the optional supplement. Instead, pet insurance typically covers illness, injury, and genetic conditions common to dogs or cats. It works like health insurance for people because you can often customize it, adding or removing certain provisions to adjust the cost.

Pre-existing conditions, pregnancy and birth, and any procedures considered experimental or elective are generally not covered by pet insurance.

One of the consistently top rated pet insurance companies is Figo. NerdWallet He keeps what he has. Best mobile app Among pet insurance companies. Figo pet insurance It includes common diseases, accidents and emergencies, chronic conditions and more. There is optional coverage for health and preventive care, such as annual exams and vaccinations.

Hug covers Dog and cat disease, genetic conditions, accidents and injuries, dental treatment and prescriptions such as other pet insurance companies. Health items such as exams and vaccinations are optional extras. Embrace also offers a 10 percent multi-pet discount, a toll-free 24/7 helpline and a discount for military members.

Another of the best pet insurance companies is Spot. NerdWallet It gives a very high rating for wide coverage, and US News and World Report He set the standard The best pet insurance of 2023. With Spot, pet owners can choose between accident and illness or accident-only coverage. Visit any licensed veterinarian in the US.

of American Society for the Prevention of Cruelty to Animals (ASPCA) has pet health insurance with a 14-day waiting period for coverage. Get up to 90 percent payout on some policies. The ASPCA has accident and illness, accident-only, and supplemental policies for preventive care. It also covers hereditary and congenital conditions, chronic conditions such as cancer, and behavioral issues. There is also the option of paying your vet directly.

Pets, like the ASPCA, have the option to do so. Pay your vet directlyUnlike other pet insurance companies. It helps with costly procedures when you don’t want to pay out of pocket.

Best pet plans start at $9 per month for dogs (accident-only) and $6 per month for cats (accident-only). Comprehensive coverage costs more, and the coverage is similar to other pet insurance providers. A number of improvements are also available.