Dog pet insurance can help you pay for injuries and illnesses that require a visit to your vet’s office. Pet insurance premiums for dogs cost an average of $50. But if you own a small dog, you’re in luck—guaranteed prices for most small breeders are $33 to $50.
Of course, many factors can affect how much you do. Really Pay monthly for pet insurance. For example, older, smaller dogs may cost more to insure than some smaller, larger dogs. Other contributing factors include your location, your dog’s gender, your deductible, and how much coverage you purchase.
But generally speaking, certain dog breeds are cheaper to insure than others. Below are the 15 cheapest pet insurance for dogs, a Research from Spot Pet Insurance By LendEDU.
As a reminder, an accident-only policy (AO) provides coverage for injury-related pet bills, such as car accidents and injuries. An accident and illness policy (A&I) provides cover for accidents and diseases such as cancer.
How can you save on pet insurance for your dog?
If you have a small dog, but pay more than the average cost for the breed, there are a few ways you can lower your monthly premium.
For one, you can look for discounts. For example, many insurance companies lower the total annual cost of premiums if you pay for the entire year in advance instead of month-to-month. You can also get a discount if you buy insurance for more than one pet or combine all your insurance premiums – car, home and pets – with one insurance company.
You can also choose a lower cost or higher deductible. Both of these will lower your premiums, but may increase your out-of-pocket costs.
The best way to save on pet insurance is to shop around with different insurance companies. Pet insurance rates can vary widely from company to company, and you won’t know which company will offer you the best rate until you compare different quotes. You can check out some of the best pet insurance companies to get started, but feel free to compare these to local companies.