Just like health insurance for people, pet insurance can help you compensate Expensive veterinary medicine For your pets. You pay a monthly premium and in return get limited coverage for your pet’s eligible veterinary expenses, including accident, emergency treatment, surgery and sometimes preventive care, depending on your policy details.
Pet insurance is a growing industry with many companies to choose from, including Healthy Paws. This provider offers a straightforward coverage plan with no annual or lifetime limits and quick claims processing time. This review sheds light on the costs, pros and cons of Healthy Paws to help you decide if their plans are right for you and your furry best friend.
Get started by getting a free pet insurance quote from Health Paws right here.
Healthy Paws Pet Insurance Overview
Healthy paws a Pet Insurance Company Bellevue, Washington has covered dogs and cats since 2009. The company works in partnership with Aon Corporation and its policies are written and maintained by Chubb Group.
Healthy Paws offers a single accident-illness plan without separate health or accident-only plans, which is rare in the pet insurance industry. Like most providers, the company does not cover Pre-existing conditions. Healthy Paws also does not cover animal testing.
However, Healthy Paws pet insurance is characterized by a lack of coverages with no accidental, annual or lifetime limits on premiums. The accident and disability policy covers chronic conditions, cancer, hereditary or congenital conditions and emergency care, among other conditions.
How much does Healthy Paws pet insurance cost?
Your monthly premium will vary depending on whether you are an owner or not a dog Or Cat Also the age and breed of your furry family member. For example, the monthly premium for a 2-year-old female Labrador retriever is 80%. Compensation Price and 500 dollars deduction It can cost you $55.77 per month. Meanwhile, a 2-year-old male Siamese cat with the same policy could cost you $22.41 per month.
Also, remember that young and Mixed pets They tend to have lower monthly premiums than older, cleaner families.
Healthy Paws pet insurance with the competition
Healthy paws | Lemon | ASPCA | |
cost* | 52.20 dollars per month | 39 dollars per month | $64.46 per month |
Annual deduction options | 250, 500 dollars | $100, $250, $500 | $100, $200, $500 |
Return percentage | 70%, 80% | 70%, 80%, 90% | 70%, 80%, 90% |
Cover sizes | Unlimited | From 5,000 to 100,000 dollars | $2,500, $4,000, $7,000, $10,000 |
*Quotes are for a 5 year old mixed breed dog, medium weight, in good health in Boulder, Colorado. Coverage options include a $500 deductible, an 80% reimbursement percentage, and a maximum coverage amount for each carrier.
In this example, Healthy Paws is well priced with its competitors’ monthly premiums. While it’s not as cheap as a Lemon, it does offer unlimited annual coverage, unlike a Lemon policy that costs more than $100,000. However, the 80% return rate for Healthy Paws is lower than the 90% for Lemonade and the ASPCA discount.
Get personalized pet insurance from Healthy Paws now here.
Healthy Paws pet insurance pros and cons
Pet insurance It can give you peace of mind knowing that you have financial assistance to offset a significant portion of your veterinary bills for covered accidents and illnesses. But before you sign up for a pet insurance policy, consider both the pros and cons, such as those offered by Health Paws.
Healthy Paws pet insurance experts
- Competitive price
- There is no limit on claim payments for accidental, annual or lifetime coverage.
- It aims to process claims within two working days.
Healthy Paws Pet Insurance Damages
- There is no health coverage for routine health care such as annual checkups, lab work, and dental procedures.
- Veterinary exam fees are non-refundable.
- It appears to have different deductibles and reimbursement levels depending on what kind of pet you have and other factors, but the company doesn’t disclose the rate schedule on its website. You will need to get a quote to find your options.
- Provides medical services for homeless pets
Healthy Paws pet insurance special benefits
All pets deserve medical care when they need it, especially homeless dogs and cats. When you get a pet insurance quote, you can help homeless pets on their journey to adoption. The Healthy Paws Foundation makes charitable contributions to pet adoption agencies for vaccinations, spaying and neuter surgeries and other treatments so our furry friends can start on their road to recovery and improved health.
Bottom line
Choosing Best pet insurance policy It comes down to finding a carrier that offers the best rates, policy options, and annual limits, among other things. Because of its simple approach, Healthy Paws ranks high in these areas. The company offers a single plan for dogs and cats, which is competitively priced and has no annual capital, making it worth getting a quote and exploring your options. Learn more here now.