Costco pet insurance offers an accident and illness plan through Figo. These types of plans are more common and cover more problems compared to accident-only plans. Costco does not offer accident-only plans. If you don’t see coverage that fits your needs, shop the Forbes Advisor list of the best pet insurance companies.
Pet accident and disease insurance
Costco pet insurance from Figo covers both accidents and illnesses, for example:
- Chronic conditions such as allergies
- Dental diseases and injuries
- Emergency situations and hospitalization
- Hereditary and congenital conditions
- Hip dysplasia
- Giving an image
- Labor conditions
- Prescription drugs
- Prosthetics and orthopedics
- Surgeries
- Veterinarians
Pet insurance supplements
You can boost your Costco pet insurance with a variety of coverage add-ons, which Figo refers to as “Powerups.” You can add and remove Powerups during policy renewal.
Here are some cover extensions to choose from.
Increasing the power of health
Costco Wellness can help you with additional pet health care costs, such as:
- Regular tests
- Vaccinations
- Drying the worm
- Micro chipping
Veterinary exam fees increase energy
This benefit covers the costs of testing and counseling for a new illness or injury.
Adding more power to the care package
The Supplemental Care Package offers a variety of additional coverage options, including:
- Announcements and rewards for lost or stolen pets
- Burial and cremation costs up to $250
- Boarding expenses if admitted to hospital
- Trip cancellation cover if you cancel your trip because your pet needs emergency care
- Property damage liability coverage if your pet damages someone’s property (up to $10,000 and other deductibles may apply)