German shepherd dogs are one of the most popular breeds in America – and for good reason. German shepherds are loyal and protective, but they are gentle family dogs that make good companions. But like any purebred dog, they can be prone to health problems.
Pet insurance is a great way to protect yourself from unexpected pet health costs, but the options can be overwhelming. We at Guides Home team Best pet insurance companies Plans for German shepherds and to make your choice easier.
Top 7 Best Pet Insurance Companies for German Shepherds
Here are our top seven picks for the best German Shepherd pet insurance companies.
To know more: Lemonade pet insurance review
To know more: Spot pet insurance review
To know more: Healthy Paws pet insurance review
To know more: Receive a pet insurance review
To know more: ASPCA pet insurance review
To know more: Get a pet insurance review
How Much Does German Shepherd Pet Insurance Cost?
German Shepherd insurance costs vary depending on where you live, the cost of veterinary care in your area, and the age of your pet. As your pet ages and needs care, your policy may increase in value, and you’ll pay more for an older German Shepherd policy.
of Average cost of pet insurance A German Shepherd is around From 45 to 55 dollars per month for a young adult, which is compatible with other popular large breeds, such as Labrador retrievers, golden retrievers and poodles. Compared to higher maintenance breeds like bulldogs and rottweilers, German Shepherds are less expensive to insure.
Why Do German Shepherds Need Pet Insurance?
Pet insurance is a good idea for all dog breeds, including German Shepherds. Accidents, illnesses and chronic conditions can be expensive to treat, and pet insurance ensures you have the means to provide your pet with the care they need. German shepherds are susceptible to genetic, breed-related conditions like all purebred dogs and may suffer from more health problems than a mixed breed dog.
Common German Shepherd Health Issues
German shepherd dogs suffer from a number of health problems related to their breeding and genetics. A good breeder works to avoid these conditions in their lines, but they can still occur more frequently in German shepherds than in other dogs. Common German shepherd health issues It can include the following
- hip and elbow dysplasia; These factors influence Joint fit and function From birth, it leads to arthritis and disability early in life.
- Inflammation: Gastric dilatation-volvulus (GDV), also known as “tumor”, is a health problem that affects large breed dogs, such as the German Shepherd. In GDV, the stomach fills with air and twists itself, requiring urgent surgery.
- Pannus: This Eye condition It requires lifelong treatment to prevent immune-mediated inflammation and discoloration of the cornea and scarring and visual impairment.
- attenuated myelopathy; Degenerative myelopathy (DM) It is a neurological disease that affects middle-aged and older dogs leading to weakness or paralysis of the hind legs.
- Cancer: Osteosarcoma And hemangiosarcoma Common cancers that affect German shepherds.
Types of pet insurance plans for German Shepherds
There are many options for German Shepherd pet insurance to meet the needs of an individual pet and family. Types of plans include:
- Danger and pain; These plans pay a percentage of costs up to annual coverage, including expenses related to accidental injuries and illnesses, tests, surgeries, hospitalizations, and long-term care. Some plans are all-inclusive, while others offer multiple add-ons to customize coverage.
- Risk-only: Accident-only plans provide care for urgent or emergency situations, but do not cover acute or chronic health conditions.
- Health: Wellness plans are offered as add-ons to supplement a pet’s overall care, covering expenses related to vaccinations, worming, parasite prevention, regular health check-ups and dental cleanings.
Bottom line: What is the best pet insurance company for German Shepherds?
Purchase Pet insurance is often worth it The breed is prone to many expensive health conditions for German shepherds. The best pet insurance company for German Shepherds will vary depending on your preferences and needs, but every company on our list is a solid choice.
Lemon It is a good option for cost-conscious consumers. Spot, ASPCA And bring They are excellent choices for general coverage, and Figo And Accept Offer flexibility and savings. We recommend that pet owners collect quotes from multiple suppliers, as costs vary depending on your local market.
Methodology: Our system for ranking the best pet insurance companies
Our review of pet insurance companies is based on in-depth industry research that includes reading hundreds of customer reviews, shopping quotes and the mystery shopping process, talking to representatives over the phone to evaluate customer service experiences, and examining 1,000 dogs and cats. Pet insurance coverage for owners nationwide to determine the most important factors.
Based on those elements, we scored each provider on a 100-point scale. We divided this final score by 20 to calculate the overall star rating out of 5.0 stars.
Here are more details about each condition and how it is measured:
- Monthly cost (25 points) The best pet insurance companies combine comprehensive coverage and plan options at affordable prices.
- Plans (15 points) The major pet insurance companies offer accident-and-sickness plans, accident-only plans, and wellness or preventive care add-ons, giving customers the option to choose the plan that’s best for their pets.
- Covered Treatments (15 points) Based on the treatments and procedures we cover companies. Companies with a wide range of covered treatments and specialty coverage earned more points than providers with more standard or comprehensive policies.
- Customization options (10 points) Providers with more annual-limit, deductible, and payment-rate options received the highest scores.
- Customer Care (10 points) We score companies on the accessibility and overall usability of their websites, customer service offerings, mobile applications (if available), money-back guarantees and veterinary options, providing insurers with additional customer experience offerings.
- Industry reputation (10 points) We reviewed current ratings and certification information from the Better Business Bureau (BBB) and ranked companies based on years of experience in the industry and state presence.
- Waiting time (10 points) Companies with shorter accident, pain, and bone waiting times between enrollment and coverage start date scored higher than companies with longer waiting times.
- Acceptable age (5 points) Some companies do not offer policies for pets over a certain age. We have deducted points from providers with age restrictions for covered pets.
To help us determine the best pet insurance companies in the industry, we use our ranking system to compare and contrast each company against major factors. Read our to learn more Complete pet insurance policy For review and score providers.
Sabrina Lopez He is an editor with over six years of experience writing and editing digital content, with a particular focus on home services, home products and personal finance. When she’s not writing articles to help consumers make informed decisions, Sabrina enjoys creative writing and spending time with her family and their two parrots.