Few things match the joy of bringing home a new dog or cat. Adding a new family member can be a fun and loving experience for years to come. This is true whether you bought your pet from the neighborhood pet store or adopted your furry friend from a shelter or rescue. While Pet insurance can be expensive For purchased pets, it is arguably even more important to have recently adopted pets.
of Benefits of pet insurance There are many. in exchange for a small monthly payment to the provider (which is often Discount (If paid annually) owners can get coverage for vet visits, medications and some surgical procedures. But to get the most out of a plan, owners need to know why they need it in the first place. Until then, there are many reasons why pets – and especially foster children – should be insured. We will look at the three most important ones below.
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3 Reasons Adopted Pets Need Pet Insurance
Here are three important reasons new pet owners should consider pet insurance.
They may not know their medical history.
If you’ve had your dog or cat since childhood A puppy Or Cat Then you will know more about their medical history and condition. But if you’re adopting a pet, especially one that’s a few years old, then you won’t have the same first-hand information as a pet that you’ve owned since you were a little old. months.
Because of this knowledge gap, your newly adopted pet may not be aware of any medical conditions or adverse medical history. This is when pet insurance becomes valuable. You don’t want to be stuck paying a high price. Veterinary feesTreatments and medications, especially if you don’t even know when to take them. But a pet insurance plan can help offset these costs, often up to 90%, depending on the policy and provider you choose. By insuring your new pet, you can rest easy knowing you’ll be covered if unforeseen health conditions do eventually arise. He returned – For their inevitable treatment.
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It will only get more expensive if you wait.
Your new dog or cat Young man Or OldIt makes sense to apply for pet insurance today or as soon as possible. This is because pet insurance only gets more expensive with each passing birthday. As your pets age, their health will decline, making them more vulnerable to policy. That risk is reflected in higher premiums paid to the owner.
To avoid this, it pays to act early while costs are still low. Don’t just wait until your pet is sick to apply. Most pet insurance companies make it mandatory Waiting time before coverage kicks in, so if you wait until you get sick, you may not have the coverage you need when you need it (plus, it’ll be more expensive).
Coverage options are now greater.
Another major benefit of insuring your adopted pet early is the stronger coverage options you’ll qualify for. As your pet grows older, policies and coverage items may be removed. And if they have health problems before the insurance, the provider will not cover anything which existed before. This would make the policy less useful if you applied for it before your pet’s health worsened.
“A pre-existing condition is anything that happens before you enroll or during the waiting period,” Insurance Bring on the dodo He explains. “We don’t cover pre-existing conditions like other providers.”
Spot pet insurance does not cover these types of medical issues.
“A pre-existing condition is any injury or illness that occurs before coverage starts or during the waiting period or that shows symptoms,” they explain. Their website. “A condition is considered pre-existing whether or not it is officially diagnosed or treated; what matters is when it occurs or symptoms appear.”
So apply now before any serious health conditions limit the coverage your pet can expect. Use the chart below to compare some of the top providers on the market to find the best one for your pet.
Bottom line
Pet insurance is valuable protection for all dogs and cats. Ages And types. However, it can be especially useful for newly adopted pets. Since pet owners do not know the exact medical history of the animals they adopt, it is appropriate to keep pets as a backup. But new adoptive pet owners should act quickly to take advantage of lower cost and more comprehensive coverage options. If they wait until their pet is older, they end up paying more for less. So don’t wait to confirm your new adopted pet. Get started here today!